How to Stack Cashback with Credit Card Rewards

Stack Cashback with Credit Cards: Double Your Rewards

Did you know you can earn rewards from multiple sources on a single purchase? Here's how to stack cashback with credit card rewards.

The Stacking Strategy

When you shop through a cashback site and pay with a rewards credit card, you earn:

1. Cashback from Rakuten, GCR, or other sites (1-20%)
2. Credit card rewards (1-5% or points)
3. Store rewards/points (if applicable)

Example: Shopping at Amazon

Let's say you're buying a $100 item at Amazon:

• GCR Cashback: 2% = $2.00
• Credit Card (Tangerine): 2% = $2.00
• Amazon Points: 1% = $1.00

Total rewards: $5.00 on a $100 purchase = 5% back!

Best Credit Cards for Stacking

1. Tangerine Money-Back - 2% on 3 categories
2. Scotiabank Momentum Visa Infinite - 4% on groceries/gas
3. BMO CashBack Mastercard - 3% on groceries
4. Rogers World Elite - 1.5% on everything

Pro Tips

1. Choose the right card for each category
2. Pay off balances to avoid interest (which defeats the purpose!)
3. Track your rewards across platforms
4. Look for bonus promotions when rates are elevated

Conclusion

Stacking is one of the best ways to maximize your shopping rewards. Combined with using Canada Cashback Monitor to find the best cashback rates, you can easily earn 5-10% back on most purchases.